| LENDER |
CHASE |
CITIBANK |
| |
|
|
| INTEREST RATE |
As low as Prime - 1.00% |
Prime -.50% to + 4.5% |
| FEES |
0% |
0% |
| ENROLLMENT STATUS |
Less than half-time |
Less than half-time |
| PRIOR YEAR BALANCE |
Up to 12 months; current enrollment not required |
Up to 12 months |
| REPAYMENT TERM |
Depends on amount borrowed 20-25 years |
20 years
Interest-only option: 24-48 months of interest-only payments |
| REPAYMENT BENEFITS |
0.25% interest rate reduction for auto-debit repayment; combined billing with Federal loans serviced with Chase. |
.50% interest rate reduction after 48 on-time consecutive payments. Also, .25% interest rate reduction for using Citibank's E-Z Pay service. |
| AGGREGATE LOAN LIMIT |
$120,000 - Undergraduate Students
$180,000 - Graduate Students |
$120,000 - Undergraduate Students
$150,000 - Graduate Students |
| INTERNATIONAL STUDENTS |
Eligible U.S Citizen or permanent resident co-borrower required. |
Eligible U.S Citizen or permanent resident co-borrower required. |
| CO-SIGNER RELEASE |
After 24 on-time consecutive payments. |
After 24 on-time consecutive payments. |
| SERVICER |
CHASE |
Citibank |
| CONTACT INFORMATION |
1-866-306-0868 |
1-800-967-2400 |
| DAYS AND HOURS |
Monday - Friday
8:00 am - 8:00 pm
(Eastern Time) |
Monday - Friday
7:00 am - 10:00 pm
(Central Time) |
| |
|
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